1 (14 oz.) can Eagle Brand Sweetened Condensed Milk
1 and 1/2 cup cold water
1   (4-serving size) package instant vanilla flavor pudding mix
2 cups (1 pint) whipping cream, whipped
36 vanilla wafers
3 medium bananas, sliced and dipped in "Realemon" Lemon Juice
 
In large bowl, combine Eagle Brand and water.    Add pudding mix, beat well.   Chill 5 minutes.   Fold in whipped cream

Spoon 1 cup pudding mixture into a glass serving dish.   Top with one-third each of the wafers, bananas and pudding.   Repeat layering twice, ending with pudding.   Cover and refrigerate.